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    PHM Law
Standard Life Centre
Suite 510, 121 King St. W.
P.O. Box 105, Toronto, ON
M5H 3T9
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Insurance
Defence and Coverage

We represent some of the largest insurers in Canada. We understand that what our clients need is sensible, cost efficient advice so that they can properly assess and manage their risk.

We can do this because the lawyers within our Group are leaders in their areas of insurance. Our senior lawyers have developed practices over decades specializing in errors and omissions liability involving a variety of professionals including lawyers, engineers, architects, insurance agents and brokers and accountants and health, life and disability insurance.

We appreciate our clients' desire to minimize legal expenses and so we look at files with a view to achieving a reasoned, early resolution of disputes. Our lawyers have participated in hundreds of successful alternative dispute resolutions, and some of our insurance lawyers have acted as mediators and arbitrators.

We also provide advice to insurers and reininsurers on coverage, defence and indemnity obligations as well as loss exposures, issues of priority, excess, umbrella, as well as allocation of loss issues.

Further, we regularly provide advice to our clients on policy wording, claims and underwriting, regulatory matters and privacy obligations.

Barry B. Papazian papazian@phmlaw.com 416-601-2700
R. Gail Goodman goodman@phmlaw.com 416-601-2710
A. Benson Forrest forrest@phmlaw.com 416-601-2703
Mikel C. Pearce pearce@phmlaw.com 416-601-2708
Justin Papazian jpapazian@phmlaw.com 416-601-2716
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